Cash Babu - Most Friendly Personal Finance Blog

19 Surprising Facts About ETFs and Mutual Funds SIP That No Expert Will Tell You

The Truth Hidden in Plain Sight Have you ever felt like you're missing something crucial when it comes to investing in ETFs and Mutual Funds SIP? You're not alone. While…

MITHUN SAMANTA August 14, 2025

Mutual Fund Stock Market

My Personal Mutual Fund Investment Journey : From Stock Market Stress to Mutual Fund Success since 2009

Why I Used to Hate Mutual Funds Back in 2009, I had a myth rooted deep in my mind—mutual funds give lesser returns than direct stocks. I was convinced that…

MITHUN SAMANTA May 21, 2025

Mutual Fund

How a 12-Year-Old Selling Chocolates Used NLP and Taught a Millionaire CEO the Secrets of Mutual Fund SIP Success

A Chance Meeting on a Mumbai Local Train It was a regular humid afternoon in Mumbai. The local train buzzed with life as a 45-year-old lady, dressed in a crisp…

MITHUN SAMANTA May 9, 2025

Mutual Fund Mutual Fund SIP Rules

Why Delaying Your SIP Can Cost You More Than You Think

Why Delaying Your SIP Can Cost You More Than You Think: Introduction In personal finance, there’s a constant debate: “Which mutual fund is the best? Should I invest in equity…

MITHUN SAMANTA August 15, 2025

Mutual Fund SIP Rules Mutual Fund

Step Up SIP: The Smart Investment Strategy to Beat Market Crashes and Build Massive Wealth

Step Up SIP – The Wealth-Acceleration Secret Every Middle-Class Investor Must Know Understanding the Real Meaning of Step Up SIP Step Up SIP is not just a technical feature your…

MITHUN SAMANTA August 15, 2025

Mutual Fund Mutual Fund SIP Rules

8 4 3 Rule in Mutual Fund – How Patience Turns SIP into Crores

Understanding the 8 4 3 Rule in Mutual Fund The 8 4 3 rule in mutual fund is not just a number game — it’s a reality check for every…

MITHUN SAMANTA August 13, 2025

Mutual Fund Mutual Fund SIP Rules

The 7-5-3-1 Rule: A Simple Investment Strategy for Long-Term Wealth Building

Introduction: Why You Need a Rule-Based Investment Strategy When it comes to investing, most people either rely on luck or react to market sentiments. But what if a simple rule…

MITHUN SAMANTA August 8, 2025

Smart Retirement Planning Retirement and Pension Planning

Understanding Smart Retirement Planning Strategies for Millennials

Why Millennials Must Rethink Retirement Millennials—those born between 1981 and 1996—are facing a unique financial landscape. With unstable job markets, rising inflation, and increasing life expectancy, retirement planning isn't just…

MITHUN SAMANTA August 7, 2025

Mutual Fund

How Flexi Cap Mutual Funds Reduce SIP Risk and Deliver Long-Term Stability

In the fast-changing world of investment, where risk and reward walk hand in hand, one term is quietly becoming a favorite among cautious yet growth-hungry investors: Flexi Cap mutual fund…

MITHUN SAMANTA August 6, 2025

Fixed Income Mutual Fund Mutual Fund

Why Fixed Income Mutual Funds Still Matter in 2025

Understanding the Current Investment Landscape The Shift in Investor Sentiment Post-2023 India’s economic engine is roaring again, but the way we invest has changed drastically since the shocks of 2020…

MITHUN SAMANTA August 6, 2025

Credit Cards Loan

Understanding the Credit Card Loan: Definition, Process, and Benefits

Understanding the Credit Card Loan: A Comprehensive Introduction In today’s fast-paced and digitally driven financial landscape, credit cards have evolved far beyond their original purpose as tools for cashless transactions.…

MITHUN SAMANTA August 6, 2025

Smart Retirement Planning

Smart Retirement Planning with Mutual Fund SIP

Why Smart Retirement Planning Is No Longer Optional Retirement is no longer a phase you reach at 60 — it’s a financial goal that needs serious planning as early as…

MITHUN SAMANTA August 5, 2025