Investment & Savings - Cash Babu | Personal Finance Blog

How Tax on Liquid Funds done in India — What Every Small Investor Should Know

🔑 Key Takeaways 1. Liquid funds are safe, short-term parking for money They invest in very short-term debt instruments (maturity up to 91 days), making them stable and easy to…

MITHUN SAMANTA December 6, 2025

Financial Literacy Investment & Savings Mutual Fund

7 Habits That Will Make You Rich: Simple Daily Habits for Long-Term Financial Success

✅ Key Takeaways (Very Short & Clear) from this blog - 7 habits that will make you rich Save before you spend — Treat savings as your first priority, not…

MITHUN SAMANTA December 3, 2025

Financial Literacy Mutual Fund

The Great SIP Story: How Patience Turns Middle-Class Investors Into Wealth Creators

The Great SIP Story: How Ratan Babu Outsmarted the Market (and His Own Anxiety) Ratan Babu was your typical middle-class office warrior — expert at making Excel sheets, terrible at…

MITHUN SAMANTA November 30, 2025

Stock Market

StockEdge Premium Review 2025: The Smartest Investment Tool for Middle-Class Investors

StockEdge Premium Review: The Smarter Shortcut Every Middle-Class Investor Needs Today If you’ve ever stared at the stock market and whispered, “Bhai, yeh sab samajh kaise aata hai logon ko?”…

MITHUN SAMANTA November 18, 2025

$retirement math mistakes$

Financial Literacy Mutual Fund Smart Retirement and Pension Planning

Retirement Math Mistakes: How Small Errors Today Can Derail Your Future Plans

When it comes to planning for retirement, even tiny errors in your math today can cascade into massive shortfalls decades later. Many people assume retirement is just a numbers game…

MITHUN SAMANTA November 14, 2025

Financial Literacy Mutual Fund

How to Overcome Emotional Connection with the 7 5 3 1 Rule in Mutual Fund

💡 Key Takeaways 7 5 3 1 Rule in Mutual Fund is a behavioral framework that blends investment strategy with emotional discipline — helping investors stay focused during market ups…

MITHUN SAMANTA November 12, 2025

Mutual Fund

Why Nominee in Your Mutual Fund Is the Most Important Step to Protect Your Family in 2025

Key Takeaways Adding a nominee in your mutual fund is essential to ensure your family can easily access your investments without legal delays. SEBI’s 2025 nomination rules make it mandatory…

MITHUN SAMANTA November 8, 2025

Mutual Fund

What Is the Best JIO BlackRock Mutual Fund in 2025? Complete Long-Term Guide for Retail Investors

✅ Key Takeaways The keyword What is the best JIO BlackRock Mutual Fund in 2025 is most relevant for long-term retail investors. Jio BlackRock Nifty 50 Index Fund is the…

MITHUN SAMANTA November 7, 2025

Smart Retirement and Pension Planning Financial Literacy Mutual Fund

Are You Truly Retirement Ready? Discover the “350x Rule” for a Secure Future

Key Takeaways from the Blog: Dhirendra Kumar’s 350x Rule: Multiply your monthly expense by 350 to estimate the ideal retirement corpus — a simple, practical benchmark for everyone. Being Retirement…

MITHUN SAMANTA November 7, 2025

Financial Literacy Mutual Fund

The 3 Stages of Compounding: How Time Turns Small Investments into Big Wealth

Understanding the Magic of Compounding Every middle-class earner dreams of financial freedom — but few truly understand the power of compounding. Compounding is not just about earning interest; it’s about…

MITHUN SAMANTA November 6, 2025