Cash Babu - Most Friendly Personal Finance Blog

19 Surprising Facts About ETFs and Mutual Funds SIP That No Expert Will Tell You

The Truth Hidden in Plain Sight Have you ever felt like you're missing something crucial when it comes to investing in ETFs and Mutual Funds SIP? You're not alone. While…

MITHUN SAMANTA August 14, 2025

Mutual Fund Stock Market

My Personal Mutual Fund Investment Journey : From Stock Market Stress to Mutual Fund Success since 2009

Why I Used to Hate Mutual Funds Back in 2009, I had a myth rooted deep in my mind—mutual funds give lesser returns than direct stocks. I was convinced that…

MITHUN SAMANTA May 21, 2025

Mutual Fund

How a 12-Year-Old Selling Chocolates Used NLP and Taught a Millionaire CEO the Secrets of Mutual Fund SIP Success

A Chance Meeting on a Mumbai Local Train It was a regular humid afternoon in Mumbai. The local train buzzed with life as a 45-year-old lady, dressed in a crisp…

MITHUN SAMANTA May 9, 2025

HDFC Bank 11 bonus issue long term benefits

News Stock Market

Unlocking Value with HDFC Bank’s 1:1 Bonus Issue – Long-Term Equity Strategy & Benefits

HDFC Bank’s announcement of its first-ever 1:1 bonus issue has become a hot topic—especially as the stock appeared to plunge over 50–60% when it went ex-bonus on August 26, 2025.…

MITHUN SAMANTA August 27, 2025

News Financial Literacy

Top 9 Personal Finance Habits of Parineeti Chopra that will make you financially successful in 2025

Why study the personal finance habits of Parineeti Chopra? Parineeti Chopra brings a rare blend to money management: formal training in business, finance and economics plus real-world choices—running household finances,…

MITHUN SAMANTA August 26, 2025

Mutual Fund Indian Index Funds

Top 3 Jio BlackRock Mutual Funds to Invest in 2025

Introduction: Why Everyone is Talking About Jio BlackRock Mutual Funds in 2025 The Indian mutual fund industry is witnessing a once-in-a-decade disruption. In 2025, Jio BlackRock Mutual Fund entered the…

MITHUN SAMANTA August 25, 2025

News Financial Literacy Mutual Fund

UPI Usage in Shopping Category Data: Grocery Payments Lead the Charge and Unlock Smart Cashback-to-Mutual Fund Opportunities

As a UPI specialist, I’m excited to unveil how UPI usage in shopping category data is transforming everyday spending—especially in the grocery segment—and creating remarkable avenues for savvy users to…

MITHUN SAMANTA August 25, 2025

Credit Cards

Is a Secured Credit Card the Right Choice for You?

In today’s world, credit is more than just a convenience—it’s a financial lifeline. From getting a loan for your dream home to applying for a car loan, education loan, or…

MITHUN SAMANTA August 24, 2025

Mutual Fund Fixed Income Mutual Fund

A Complete Guide to Fixed Income Mutual Funds: Meaning, Benefits & Varieties

Introduction When it comes to building a well-diversified investment portfolio, every investor faces the same dilemma: how to balance growth with stability. Equity markets offer the potential for wealth creation…

MITHUN SAMANTA August 24, 2025

Credit Cards Mutual Fund

Best Reward Points Credit Card: 49 Actionable Strategies to Convert Rewards into Wealth

Best Reward Points Credit Card – The Smartest Way to Build Wealth with Cashback and Mutual Fund SIP Introduction When we think about the best reward points credit card, most…

MITHUN SAMANTA August 24, 2025

Mutual Fund Mutual Fund SIP Rules

Buy on Deep Strategy: The Smartest Way to Build Long-Term Wealth from Stock Market Corrections

Buy on Deep Strategy: A Secret Weapon for Middle-Class Investors Have you ever felt frustrated watching the stock market fall, thinking your hard-earned money is vanishing?The truth is, smart investors…

MITHUN SAMANTA August 23, 2025

Credit Cards Mutual Fund

Best Reward Points Credit Card in India to Redeem Cash for Mutual Fund SIPs and Investments

Why You Need the Best Reward Points Credit Card My friend, every time you swipe your card for groceries, fuel, school fees, or electricity bills, you are leaving free money…

MITHUN SAMANTA August 23, 2025

Financial Literacy

13 Ways You Can Track Daily Money Wastage Subconsciously and How to Protect That

13 Ways to Track Your Daily Money Wastage Subconsciously and Protect Your Financial Future Why Do We Lose Money Without Knowing It? Have you ever ended a month with your…

MITHUN SAMANTA August 21, 2025