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Financial Literacy Smart Retirement and Pension Planning

At 65: Broke, Still Working, Well-to-Do or Wealthy? How a Retirement Plan SIP Decides Your Category

Why do most people panic at 65? We dream of freedom at 65—yet bills, medicines, and family commitments don’t retire.Without a plan, “later” becomes “too late.” A retirement plan SIP…

MITHUN SAMANTA October 3, 2025

Mutual Fund Stock Market

My Personal Mutual Fund Investment Journey : From Stock Market Stress to Mutual Fund Success since 2009

Why I Used to Hate Mutual Funds Back in 2009, I had a myth rooted deep in my mind—mutual funds give lesser returns than direct stocks. I was convinced that…

MITHUN SAMANTA May 21, 2025

Smart Retirement and Pension Planning Fixed Deposit

Post Retirement Investment Planning: Safe Strategy Using Liquid, Hybrid & Mid Cap Funds

How to Plan Post Retirement Investment Without Taking Unnecessary Risk If you are already retired or standing at the retirement gate, one thing becomes very clear—you don’t want excitement, you…

MITHUN SAMANTA February 2, 2026

Financial Literacy Mutual Fund Smart Retirement and Pension Planning

Am I Future-Ready? Emotional future-ready Retirement Planning Reality Check at Age 50

There comes a silent moment in life—usually around age 50—when this question hits harder than any market crash or salary slip. “Am I future-ready?” Not future-rich.Not future-luxury.Just… future-ready. At 50,…

MITHUN SAMANTA February 1, 2026

Financial Literacy Mutual Fund Smart Retirement and Pension Planning

How to Withdraw Retirement Corpus Wisely After 55

How to Withdraw Retirement Corpus Wisely: A Real Talk for Ages 55–60 If you’re reading this at 55, 57 or even 59, one truth is clear — the hard part…

MITHUN SAMANTA January 16, 2026

Smart Retirement and Pension Planning Financial Literacy Mutual Fund

SWP Bucket Strategy for Retirement: Stress-Tested Till Age 95

First, a hard truth (important) With ₹22 lakh, it is NOT possible to fully fund 35 years of retirement alone with inflation-adjusted income unless: Withdrawal starts very small, and Equity…

MITHUN SAMANTA January 6, 2026

Financial Literacy Mutual Fund Mutual Fund SIP Rules

Which is the most beaten down sector in mutual fund this financial year and has the potential to revive in next 7 years to come?

There’s no absolute answer — nothing guarantees a “most beaten-down” sector will rebound strongly — but based on recent 2025 data, we can pinpoint sectors that have been hit hard…

MITHUN SAMANTA December 24, 2025

Fixed Income Mutual Fund Mutual Fund

How Tax on Liquid Funds done in India — What Every Small Investor Should Know

🔑 Key Takeaways 1. Liquid funds are safe, short-term parking for money They invest in very short-term debt instruments (maturity up to 91 days), making them stable and easy to…

MITHUN SAMANTA December 6, 2025

Financial Literacy Investment & Savings Mutual Fund

7 Habits That Will Make You Rich: Simple Daily Habits for Long-Term Financial Success

✅ Key Takeaways (Very Short & Clear) from this blog - 7 habits that will make you rich Save before you spend — Treat savings as your first priority, not…

MITHUN SAMANTA December 3, 2025

Financial Literacy Mutual Fund

The Great SIP Story: How Patience Turns Middle-Class Investors Into Wealth Creators

The Great SIP Story: How Ratan Babu Outsmarted the Market (and His Own Anxiety) Ratan Babu was your typical middle-class office warrior — expert at making Excel sheets, terrible at…

MITHUN SAMANTA November 30, 2025

Credit Cards Shopping Credit Cards Uncategorized

Why the SimplyCLICK SBI Card Is a Strong Online Shopping Companion for the Middle Class in November 2025

Introduction For many middle-class families, every rupee spent online counts. If you’re someone who enjoys shopping, booking travel or paying bills digitally, the SimplyCLICK SBI Card can stand out as…

MITHUN SAMANTA November 19, 2025

Stock Market

StockEdge Premium Review 2025: The Smartest Investment Tool for Middle-Class Investors

StockEdge Premium Review: The Smarter Shortcut Every Middle-Class Investor Needs Today If you’ve ever stared at the stock market and whispered, “Bhai, yeh sab samajh kaise aata hai logon ko?”…

MITHUN SAMANTA November 18, 2025