Cash Babu - Most Friendly Personal Finance Blog

My Personal Mutual Fund Investment Journey : From Stock Market Stress to Mutual Fund Success since 2009

Why I Used to Hate Mutual Funds Back in 2009, I had a myth rooted deep in my mind—mutual funds give lesser returns than direct stocks. I was convinced that…

MITHUN SAMANTA May 21, 2025

Mutual Fund

How a 12-Year-Old Selling Chocolates Used NLP and Taught a Millionaire CEO the Secrets of Mutual Fund SIP Success

A Chance Meeting on a Mumbai Local Train It was a regular humid afternoon in Mumbai. The local train buzzed with life as a 45-year-old lady, dressed in a crisp…

MITHUN SAMANTA May 9, 2025

Investment & Savings Mutual Fund

A Successful Mutual Fund Investment Story: Ananya’s Journey to Financial Freedom

Mutual Fund Investment Story: Ananya's Journey Meet Ananya, a 30-year-old school teacher from Bengaluru. Like many of us, she believed that saving money in a bank account was enough to…

MITHUN SAMANTA July 13, 2025

Investment & Savings Stock Market

The Role of Index Funds in Long-Term Growth: A Simple Guide for Smart Investors

In today’s ever-evolving financial world, investors are constantly searching for reliable, low-cost, and long-term investment options. Index funds have emerged as one of the most popular choices—especially for beginners and…

MITHUN SAMANTA July 7, 2025

Mutual Fund

Advantages of Regular Mutual Funds Over Direct: Why Choose Regular Plans

Introduction to Advantages of Regular Mutual Funds Over Direct Many investors are drawn to direct mutual funds for their lower expense ratios and potentially higher returns. However, the advantages of…

MITHUN SAMANTA July 4, 2025

Investment & Savings Mutual Fund

Why More Women in India Should Start Investing in Mutual Funds Now

Why Women in India Should Start Investing in Mutual Funds? 1. A Diversified Investment Mutual funds pool money into diverse assets like equities, bonds, bullion, and other instruments across multiple…

MITHUN SAMANTA July 4, 2025

Mutual Fund Retirement and Pension Planning

₹1 Crore Retirement Plan: How to Invest in Mutual Funds for a Peaceful Future

₹1 Crore Retirement Plan: A Strategic Investment Guide for a Peaceful Retirement Introduction: Why You Need a ₹1 Crore Retirement Plan Retirement should be a phase of comfort, not compromise.…

MITHUN SAMANTA July 3, 2025

Shopping Credit Cards

Axis Bank My Zone Credit Card Benefits in 2025: Real-Life Rewards, Cashback & Lounge Access

Axis Bank My Zone Credit Card Benefits in 2025: A Smart Lifestyle Choice The Axis Bank My Zone Credit Card benefits in 2025 are perfectly tailored for those who want…

MITHUN SAMANTA July 2, 2025

ETFs

Gold ETF Investment: Easy Process, Charges & Benefits Explained for Beginners

What makes gold so special for Indian investors? In every middle-class home, gold is more than just metal—it’s security, pride, and tradition. But what if you could invest in gold…

MITHUN SAMANTA June 30, 2025

Mutual Fund

TREPS vs FDs: What’s the Difference?

Introduction: Why This Comparison Matters Mutual fund managers, face countless questions related to TREPS in Mutual fund and TREPS vs FDs like, “Should I just park my idle funds in…

MITHUN SAMANTA June 29, 2025

Credit Cards Fuel Credit Cards

Best Fuel Benefits with Indian Oil Axis Bank Credit Card 2025

Introducing the Indian Oil Axis Bank Credit Card, an unparalleled financial companion that transcends mere transactions to offer a realm of exclusive benefits and substantial savings. This credit card isn't…

MITHUN SAMANTA June 28, 2025

Mutual Fund Retirement and Pension Planning

Smart Retirement Planning: Don’t Let Inflation Ruin Your Retirement Dreams, Plan Beyond ₹1 Crore

Is ₹1 Crore Really Enough Anymore for Smart Retirement Planning? You might think ₹1 crore is a big amount. But is it enough to retire comfortably? Let’s be honest—10 years…

MITHUN SAMANTA June 28, 2025