Why I Used to Hate Mutual Funds Back in 2009, I had a myth rooted deep in my mind—mutual funds give lesser returns than direct stocks. I was convinced that smart people pick stocks. Mutual funds are for those who can’t. But that illusion cost me 13 years of opportunity. This is the same year […]
A Chance Meeting on a Mumbai Local Train It was a regular humid afternoon in Mumbai. The local train buzzed with life as a 45-year-old lady, dressed in a crisp cotton kurta and a diamond-studded watch, glanced around.She was a CEO of a public limited company, used to boardroom battles and billion-rupee decisions. Suddenly, a […]
What makes gold so special for Indian investors? In every middle-class home, gold is more than just metal—it’s security, pride, and tradition. But what if you could invest in gold without buying jewellery or worrying about locker safety? That’s where Gold ETF investment becomes a modern middle-class solution. What is a Gold ETF actually? A […]
Introduction: Why This Comparison Matters Mutual fund managers, face countless questions related to TREPS in Mutual fund and TREPS vs FDs like, “Should I just park my idle funds in an FD or is there something smarter?” This question often leads to an insightful conversation about TREPS – a lesser-known but highly efficient short-term investment […]
Is ₹1 Crore Really Enough Anymore for Smart Retirement Planning? You might think ₹1 crore is a big amount. But is it enough to retire comfortably? Let’s be honest—10 years ago, ₹100 could fill a shopping bag. Today? It barely gets you essentials. That’s inflation silently stealing your future. So let me ask you: Have […]
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