mutual fund - Cash Babu

Benefit of Multi Asset Allocation Fund over FlexiCap Fund: Which is Better for Long-Term Investment in 2025?

Multi Asset Allocation Fund vs FlexiCap Fund: Which is Better in the Long Run? When it comes to choosing mutual funds, most investors get confused between multi asset allocation fund…

MITHUN SAMANTA October 5, 2025

Financial Literacy Smart Retirement and Pension Planning

At 65: Broke, Still Working, Well-to-Do or Wealthy? How a Retirement Plan SIP Decides Your Category

Why do most people panic at 65? We dream of freedom at 65—yet bills, medicines, and family commitments don’t retire.Without a plan, “later” becomes “too late.” A retirement plan SIP…

MITHUN SAMANTA October 3, 2025

Mutual Fund

27 Ways to Improve Concentration on Mutual Fund SIP—and Why It’s Crucial for Wealth Building

Why Concentration Matters in Mutual Fund SIP Investing Investing in a Mutual Fund SIP may sound automatic and hands-off, but your mental discipline and concentration are what decide whether it’s…

MITHUN SAMANTA September 22, 2025

Mutual Fund Mutual Fund SIP Rules

Buy on Deep Strategy: The Smartest Way to Build Long-Term Wealth from Stock Market Corrections

Buy on Deep Strategy: A Secret Weapon for Middle-Class Investors Have you ever felt frustrated watching the stock market fall, thinking your hard-earned money is vanishing?The truth is, smart investors…

MITHUN SAMANTA August 23, 2025

Fixed Deposit

What is Auto Sweep Fixed Deposit and How Can You Benefit from This Facility?

Introduction to Auto Sweep Fixed Deposit In India, where families juggle between household expenses, EMIs, school fees, and saving for the future, leaving money idle in a savings account feels…

MITHUN SAMANTA August 19, 2025

Mutual Fund Mutual Fund SIP Rules

Why Delaying Your SIP Can Cost You More Than You Think

Why Delaying Your SIP Can Cost You More Than You Think: Introduction In personal finance, there’s a constant debate: “Which mutual fund is the best? Should I invest in equity…

MITHUN SAMANTA August 15, 2025

Mutual Fund SIP Rules Mutual Fund

Step Up SIP: The Smart Investment Strategy to Beat Market Crashes and Build Massive Wealth

Step Up SIP – The Wealth-Acceleration Secret Every Middle-Class Investor Must Know Understanding the Real Meaning of Step Up SIP Step Up SIP is not just a technical feature your…

MITHUN SAMANTA August 15, 2025

Mutual Fund Mutual Fund SIP Rules

8 4 3 Rule in Mutual Fund – How Patience Turns SIP into Crores

Understanding the 8 4 3 Rule in Mutual Fund The 8 4 3 rule in mutual fund is not just a number game — it’s a reality check for every…

MITHUN SAMANTA August 13, 2025

Mutual Fund Mutual Fund SIP Rules

The 7-5-3-1 Rule: A Simple Investment Strategy for Long-Term Wealth Building

Introduction: Why You Need a Rule-Based Investment Strategy When it comes to investing, most people either rely on luck or react to market sentiments. But what if a simple rule…

MITHUN SAMANTA August 8, 2025

Smart Retirement and Pension Planning

Understanding Smart Retirement Planning Strategies for Millennials

Why Millennials Must Rethink Retirement Millennials—those born between 1981 and 1996—are facing a unique financial landscape. With unstable job markets, rising inflation, and increasing life expectancy, retirement planning isn't just…

MITHUN SAMANTA August 7, 2025