MITHUN SAMANTA - Cash Babu

How Does Life Insurance Work?

Understanding Life Insurance: A Promise of Financial Security "How does life insurance work?"—it's more than just a question; it's a lifeline for millions of middle-class families who dream of securing…

MITHUN SAMANTA April 26, 2025

Insurance

What is Life Insurance? (Explained for the Middle-Class Indian Family)

1. What is Life Insurance and Why Should Middle-Class Families Care? Life insurance is a financial safety net that ensures your loved ones don't suffer financially in your absence. For…

MITHUN SAMANTA April 25, 2025

Mutual Fund

Are Mutual Funds and SIPs the Same? A Middle-Class Guide to Smarter Investing

Are Mutual Funds and SIPs the Same? Let’s Begin the Emotional Journey Many middle-class families start investing with just one goal—a better future for their children. In that emotional rush,…

MITHUN SAMANTA April 25, 2025

Mutual Fund

What is the Ideal Investment Horizon for SIPs? A Middle-Class Guide to Wealth and Dreams

1. What is the Ideal Investment Horizon for SIPs? If you are someone from a middle-class background, dreaming of owning a home, giving your children quality education, or retiring peacefully—this…

MITHUN SAMANTA April 25, 2025

Mutual Fund

Can I Pause or Skip SIP Installments Without Losing My Financial Dreams?

1. Struggling to Pay SIP This Month? You're Not Alone In India, more than 8 crore SIP accounts were active as of 2024, with the average monthly contribution of ₹1,500–₹5,000.…

MITHUN SAMANTA April 24, 2025

Mutual Fund Investment & Savings

How to Set Up Auto-Debits for SIPs: A Simple Step Towards Financial Peace of Mind

Why This Topic Matters for Every Middle-Class Investor You aren’t just earning for today — you're building for tomorrow. The school fees, the home EMI, the family vacations — everything…

MITHUN SAMANTA April 24, 2025

Mutual Fund Investment & Savings

What are the Tax Implications of SIP Investments?

Why Every Middle-Class Indian Needs to Understand SIP Tax Rules If you’re part of India’s growing middle class, you know the dreams: your child’s education, owning a house, retiring with…

MITHUN SAMANTA April 22, 2025

Investment & Savings Mutual Fund

Benefits of Tax-Saving Mutual Funds in 2025

Tax-Saving mutual fund, also known as an Equity Linked Savings Scheme (ELSS), is a type of mutual fund that offers tax benefits under Section 80C of the Income Tax Act…

MITHUN SAMANTA April 22, 2025

Mutual Fund

How Much Should I Invest Monthly to Achieve My Financial Goals?

The Silent Worry Every Middle-Class Earner Has “Will I have enough for my child's education? What about retirement?” These questions haunt the average Indian middle-class family. Dreams are big, but…

MITHUN SAMANTA April 21, 2025

Mutual Fund

Am I Investing in the Right Mutual Funds for My Objectives?

Why This Question Matters to Every Middle-Class Family Life for the middle class isn't about luxuries—it's about security. That one family vacation, the kid’s education, the EMI, and the dream…

MITHUN SAMANTA April 20, 2025