Smart Retirement Planning

What You Are Most Likely to Spend on After Retirement – Complete Guide for Smart retirement expenses after retirement

Key Takeaways Healthcare will dominate expenses. Medical costs rise with age and must be planned early. Daily living costs continue. Groceries, utilities, and household expenses remain part of your retirement…

MITHUN SAMANTA February 20, 2026

Financial Literacy Mutual Fund Smart Retirement and Pension Planning

Conservative Hybrid Fund: Best Retirement Investment Option for People Aged 50 and Above

Conservative Hybrid Fund: The Best Ever Retirement Fund for People Aged 50 and Above? If you are above 50, retirement is no longer a “future plan”. It is a countdown…

MITHUN SAMANTA February 19, 2026

Financial Literacy Investment & Savings Mutual Fund

Free SIP Training for Retirement: A Practical Guide to Passive Income and Peace of Mind After 45

Free SIP Training for Retirement – Because Salary Will Stop, But Expenses Won’t For the last 16 years, I have seen markets rise like rockets and crash like storms. But…

MITHUN SAMANTA February 19, 2026

Smart Retirement and Pension Planning Fixed Deposit

Post Retirement Investment Planning: Safe Strategy Using Liquid, Hybrid & Mid Cap Funds

How to Plan Post Retirement Investment Without Taking Unnecessary Risk If you are already retired or standing at the retirement gate, one thing becomes very clear—you don’t want excitement, you…

MITHUN SAMANTA February 2, 2026

Financial Literacy Mutual Fund Smart Retirement and Pension Planning

Am I Future-Ready? Emotional future-ready Retirement Planning Reality Check at Age 50

There comes a silent moment in life—usually around age 50—when this question hits harder than any market crash or salary slip. “Am I future-ready?” Not future-rich.Not future-luxury.Just… future-ready. At 50,…

MITHUN SAMANTA February 1, 2026

Smart Retirement and Pension Planning Financial Literacy Mutual Fund

SWP Bucket Strategy for Retirement: Stress-Tested Till Age 95

First, a hard truth (important) With ₹22 lakh, it is NOT possible to fully fund 35 years of retirement alone with inflation-adjusted income unless: Withdrawal starts very small, and Equity…

MITHUN SAMANTA January 6, 2026

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Financial Literacy Mutual Fund Smart Retirement and Pension Planning

Retirement Math Mistakes: How Small Errors Today Can Derail Your Future Plans

When it comes to planning for retirement, even tiny errors in your math today can cascade into massive shortfalls decades later. Many people assume retirement is just a numbers game…

MITHUN SAMANTA November 14, 2025

Smart Retirement and Pension Planning Financial Literacy Mutual Fund

Are You Truly Retirement Ready? Discover the “350x Rule” for a Secure Future

Key Takeaways from the Blog: Dhirendra Kumar’s 350x Rule: Multiply your monthly expense by 350 to estimate the ideal retirement corpus — a simple, practical benchmark for everyone. Being Retirement…

MITHUN SAMANTA November 7, 2025

Smart Retirement and Pension Planning Financial Literacy Mutual Fund

How to Build a ₹2 Crore Retirement Corpus with Monthly SIP – Smart Investment Guide

Key Takeaways: Starting early reduces the required monthly SIP drastically for a ₹2 crore retirement goal. A 12% annual return needs smaller SIP amounts, but it comes with higher market…

MITHUN SAMANTA November 4, 2025

Smart Retirement and Pension Planning Mutual Fund

Don’t Forget Inflation: The Silent Wealth Killer in Retirement Planning

Key Takeaways Inflation is the real enemy — it silently erodes your purchasing power and can destroy unplanned retirement savings. The 80% rule (needing 80% of your pre-retirement income) is…

MITHUN SAMANTA November 4, 2025