mutual fund - Cash Babu

When to Sell Underperforming Mutual Funds: A Middle-Class Investor’s Guide

Understanding Mutual Fund Underperformance As a middle-class investor, every rupee you invest carries the weight of your aspirations—be it your child's education, a comfortable retirement, or a dream home. When…

MITHUN SAMANTA June 26, 2025

Investment & Savings Mutual Fund

Mutual Funds vs PMS: Which Wealth Management Tool is Right for You?

Mutual Funds vs PMS: When it comes to growing and managing your wealth, today’s investors have a range of options tailored to different financial goals, risk appetites, and levels of…

MITHUN SAMANTA June 23, 2025

Investment & Savings Mutual Fund

Regular vs Direct Mutual Funds: Which One Should You Choose?

Regular vs Direct Mutual Funds: When investing in mutual funds, one of the first decisions you'll need to make is choosing between a Regular Plan and a Direct Plan. While…

MITHUN SAMANTA June 18, 2025

Mutual Fund

Which SIP is Best Suited for Me for a Period of 3 Years?

What’s the real question here? Best sip for 3 years? Or, When someone asks “Which SIP is best for 3 years?”, they’re not just asking for a fund name. They’re…

MITHUN SAMANTA June 6, 2025

Financial Literacy Mutual Fund Stock Market

Why I Chose Mutual Funds Over Direct Stocks: A Life-Changing Journey of a Middle-Class Dreamer

The Beginning: A Middle-Class Boy With Big Dreams Born into a middle-class family, I had one goal – to build a life better than the one I saw growing up.…

MITHUN SAMANTA June 1, 2025

Mutual Fund

Liquid Funds for Short-Term Investment in India | The Smart Middle-Class Strategy for Short-Term Financial Safety

Understanding Liquid Funds for Short-Term Investment in India Liquid funds are a type of debt mutual fund that invests in short-term money market instruments like treasury bills, commercial papers, and…

MITHUN SAMANTA May 31, 2025

Financial Literacy Mutual Fund

SIP Investment Strategy: Rs 5,000 for 30 Years vs Rs 25,000 for 16 Years – A Middle-Class Perspective

Understanding SIP Investment Strategies for Long-Term Wealth Creation Systematic Investment Plans (SIPs) have become a cornerstone for middle-class Indians aiming for financial stability. By investing a fixed amount regularly, individuals…

MITHUN SAMANTA May 23, 2025

Mutual Fund

Hard Work Alone Is Not Enough For Success | Smart Work Secrets for Middle Class

Why Hard Work Alone Is Not Enough For Success Have you ever wondered why some people, despite working day and night, stay stuck in the same financial condition?The bitter truth…

MITHUN SAMANTA May 17, 2025

Financial Literacy

10 Powerful Money Lessons Every Indian Middle-Class Parent Must Teach Their Children

Have you ever asked the question to yourself how 10 Powerful Money Lessons Every Indian Middle-Class Parent Must Teach their kids for financial freedom? Introduction Every rupee earned by a…

MITHUN SAMANTA May 16, 2025

Mutual Fund

How ₹5 Lakh Became ₹23 Lakh: The Power of Top Flexi Cap Mutual Funds in India

Do You Know the Secret Behind a ₹23 Lakh Corpus from a ₹5 Lakh Investment? Sounds unbelievable, right? But it’s true.You’re about to find out how a ₹5 lakh lump…

MITHUN SAMANTA May 14, 2025