Mutual Fund Investing

How to Build a ₹2 Crore Retirement Corpus with Monthly SIP – Smart Investment Guide

Key Takeaways: Starting early reduces the required monthly SIP drastically for a ₹2 crore retirement goal. A 12% annual return needs smaller SIP amounts, but it comes with higher market…

MITHUN SAMANTA November 4, 2025

Smart Retirement and Pension Planning Mutual Fund

Don’t Forget Inflation: The Silent Wealth Killer in Retirement Planning

Key Takeaways Inflation is the real enemy — it silently erodes your purchasing power and can destroy unplanned retirement savings. The 80% rule (needing 80% of your pre-retirement income) is…

MITHUN SAMANTA November 4, 2025

Financial Literacy Mutual Fund

Beating Inflation India: How a 15% CAGR Small-Cap Mutual Fund Can Help

Key Takeaways: India’s inflation has averaged around 5–6% over the past decade, steadily eroding purchasing power. However, long-term investments in Mutual Fund small-cap schemes delivering around 15% CAGR can easily…

MITHUN SAMANTA November 3, 2025

Financial Literacy Mutual Fund

SIP Growth Calculator: How ₹10,000 Monthly SIP Grows at 15% Returns Over 10 to 30 Years

Have you ever wondered how your small monthly SIP turns into a big fortune over the years? Let’s find out how ₹10,000 monthly can grow when invested smartly — and…

MITHUN SAMANTA November 1, 2025

Financial Literacy Smart Retirement and Pension Planning

Understanding the 4 per cent rule: How much you can safely withdraw from your retirement corpus

What is the 4 per cent rule and why should you care? The 4 per cent rule says you can withdraw 4 per cent of your total retirement corpus in…

MITHUN SAMANTA October 29, 2025

Smart Retirement and Pension Planning

How to Generate One Lakh Monthly Retirement Income from a ₹1 Crore Corpus (Sustainable Strategy Explained)

Are you afraid your ₹1 crore retirement savings won’t last? If you're dreaming of one lakh monthly retirement income, you're not alone. Many middle-class Indians work day and night, believing…

MITHUN SAMANTA October 26, 2025

Financial Literacy Mutual Fund

Diwali 2025 SIP Guide: ₹10,000 Monthly Investment vs Gold vs Nifty 50 – Which Creates More Wealth This Samvat?

Diwali is not just a festival of lights; it is a celebration of new beginnings, hope, abundance, and the arrival of Goddess Lakshmi into our homes and lives. Dhanteras marks…

MITHUN SAMANTA October 22, 2025

Mutual Fund

Diwali 2025 Mutual Fund Investment: Better Than Gold & Dhanteras Shopping?

This Diwali 2025, Start Your Mutual Fund SIP Journey for True Prosperity From Dhanteras 2024 to Diwali 2025 — the perfect moment for financial renewal As India prepared for Dhanteras 2024…

MITHUN SAMANTA October 19, 2025

Mutual Fund

Top 7 Mutual Funds Based on Rolling Return in 2025

💡 Key Takeaways: Top 7 Mutual Funds Based on Rolling Return (2025 Update) Rolling returns give a true picture of consistency — unlike point-to-point returns, they reveal how stable a…

MITHUN SAMANTA October 11, 2025

Mutual Fund

Top 7 Flexicap Mutual Funds Based on Rolling Returns in 2025

Key Takeaways: Flexicap mutual funds offer flexibility to invest across large, mid, and small caps. Rolling returns show consistent performance over time, not just one-time spikes. Top performers like HDFC,…

MITHUN SAMANTA October 9, 2025