Investment & Savings - Cash Babu | Personal Finance Blog

19 Surprising Facts About ETFs and Mutual Funds SIP That No Expert Will Tell You

The Truth Hidden in Plain Sight Have you ever felt like you're missing something crucial when it comes to investing in ETFs and Mutual Funds SIP? You're not alone. While…

MITHUN SAMANTA August 14, 2025

Mutual Fund Mutual Fund SIP Rules

8 4 3 Rule in Mutual Fund – How Patience Turns SIP into Crores

Understanding the 8 4 3 Rule in Mutual Fund The 8 4 3 rule in mutual fund is not just a number game — it’s a reality check for every…

MITHUN SAMANTA August 13, 2025

Mutual Fund Mutual Fund SIP Rules

The 7-5-3-1 Rule: A Simple Investment Strategy for Long-Term Wealth Building

Introduction: Why You Need a Rule-Based Investment Strategy When it comes to investing, most people either rely on luck or react to market sentiments. But what if a simple rule…

MITHUN SAMANTA August 8, 2025

Smart Retirement Planning Retirement and Pension Planning

Understanding Smart Retirement Planning Strategies for Millennials

Why Millennials Must Rethink Retirement Millennials—those born between 1981 and 1996—are facing a unique financial landscape. With unstable job markets, rising inflation, and increasing life expectancy, retirement planning isn't just…

MITHUN SAMANTA August 7, 2025

Mutual Fund

How Flexi Cap Mutual Funds Reduce SIP Risk and Deliver Long-Term Stability

In the fast-changing world of investment, where risk and reward walk hand in hand, one term is quietly becoming a favorite among cautious yet growth-hungry investors: Flexi Cap mutual fund…

MITHUN SAMANTA August 6, 2025

Fixed Income Mutual Fund Mutual Fund

Why Fixed Income Mutual Funds Still Matter in 2025

Understanding the Current Investment Landscape The Shift in Investor Sentiment Post-2023 India’s economic engine is roaring again, but the way we invest has changed drastically since the shocks of 2020…

MITHUN SAMANTA August 6, 2025

Smart Retirement Planning

Smart Retirement Planning with Mutual Fund SIP

Why Smart Retirement Planning Is No Longer Optional Retirement is no longer a phase you reach at 60 — it’s a financial goal that needs serious planning as early as…

MITHUN SAMANTA August 5, 2025

Investment & Savings Mutual Fund

What are the Main Routes for Investing in Mutual Funds in India and What Benefits Does Each Offer?

Investing in Mutual Funds in India Investing in mutual funds has become an integral part of the modern Indian investor’s journey toward financial independence. The ability to diversify across sectors…

MITHUN SAMANTA August 1, 2025

Indian Index Funds

Top 10 Best Performing Index Funds in India (5-Year Review & Insights)

🐦 “The Tale of the Penny‑Pinching Parrot and the Ten Index‑Eggs” Once upon a brokerage account, there lived a parrot named Percy Penny‑Pincher. Percy was famously “stinzy”: he’d pinch every…

MITHUN SAMANTA July 30, 2025

Financial Literacy Mutual Fund

XIRR SIP Return Calculation: Guide to Accurate SIP Returns

XIRR SIP Return Calculation: A Comprehensive Guide Investors in Systematic Investment Plans (SIPs) often wonder how much they really earn, especially when investments are made irregularly. This is where XIRR…

MITHUN SAMANTA July 29, 2025