MITHUN SAMANTA - Cash Babu

Liquid Funds for Short-Term Investment in India | The Smart Middle-Class Strategy for Short-Term Financial Safety

Understanding Liquid Funds for Short-Term Investment in India Liquid funds are a type of debt mutual fund that invests in short-term money market instruments like treasury bills, commercial papers, and…

MITHUN SAMANTA May 31, 2025

Mutual Fund

Best Fixed Income Mutual Funds for Falling Interest Rates: A 2025 Guide for Middle-Class Investors

Understanding the Impact of Falling Interest Rates on Investments When interest rates decline, bond prices typically rise. This inverse relationship means that certain mutual funds, especially those focused on fixed…

MITHUN SAMANTA May 30, 2025

Investment & Savings Mutual Fund

Types of Mutual Fund Schemes and How to Invest in Them

Types of Mutual Fund Schemes A mutual fund scheme is an investment vehicle that pools money from multiple investors to invest in a diversified portfolio of stocks, bonds, or other…

MITHUN SAMANTA May 29, 2025

Financial Literacy

5 Habits That Build True Wealth Over Time

In today's fast-paced world, wealth is often equated with financial prosperity. However, true wealth encompasses more than just monetary assets. According to a recent article by The Times of India,…

MITHUN SAMANTA May 29, 2025

Financial Literacy

Teach Financial Literacy for Young Adults After 18: Secure Their Future

Why Financial Literacy for Young Adults After 18 Matters More Than Ever Turning 18 marks a major milestone.For middle-class families, it’s a moment of pride — and anxiety.Teaching financial literacy…

MITHUN SAMANTA May 28, 2025

Investment & Savings Mutual Fund

What is TREPS in Mutual Funds & Why Mutual Funds Invest in TREPS?

Mutual funds follow a diverse investment strategy to grow wealth while maintaining flexibility. TREPS (Treasury Bills Repurchase Agreement) is a low-risk option for short-term investors. It allows mutual funds to…

MITHUN SAMANTA May 26, 2025

Financial Literacy Mutual Fund

SIP Investment Strategy: Rs 5,000 for 30 Years vs Rs 25,000 for 16 Years – A Middle-Class Perspective

Understanding SIP Investment Strategies for Long-Term Wealth Creation Systematic Investment Plans (SIPs) have become a cornerstone for middle-class Indians aiming for financial stability. By investing a fixed amount regularly, individuals…

MITHUN SAMANTA May 23, 2025

Mutual Fund Stock Market

My Personal Mutual Fund Investment Journey : From Stock Market Stress to Mutual Fund Success since 2009

Why I Used to Hate Mutual Funds Back in 2009, I had a myth rooted deep in my mind—mutual funds give lesser returns than direct stocks. I was convinced that…

MITHUN SAMANTA May 21, 2025

Investment & Savings Mutual Fund

Benefits of a Mutual Fund App

Mutual fund app offers a convenient and accessible way for individuals to invest in a diversified portfolio of assets without the need for deep financial expertise. These apps simplify the…

MITHUN SAMANTA May 18, 2025

Investment & Savings Mutual Fund

How Capital Infusion Affects Mutual Funds

Capital infusion refers to injecting additional funds into a mutual fund, typically from investors or sponsors. This influx of capital can significantly impact the mutual fund’s operations and performance. When…

MITHUN SAMANTA May 18, 2025