MITHUN SAMANTA - Cash Babu

When to Sell Underperforming Mutual Funds: A Middle-Class Investor’s Guide

Understanding Mutual Fund Underperformance As a middle-class investor, every rupee you invest carries the weight of your aspirations—be it your child's education, a comfortable retirement, or a dream home. When…

MITHUN SAMANTA June 26, 2025

Investment & Savings Mutual Fund

Mutual Funds vs PMS: Which Wealth Management Tool is Right for You?

Mutual Funds vs PMS: When it comes to growing and managing your wealth, today’s investors have a range of options tailored to different financial goals, risk appetites, and levels of…

MITHUN SAMANTA June 23, 2025

Investment & Savings Mutual Fund

Regular vs Direct Mutual Funds: Which One Should You Choose?

Regular vs Direct Mutual Funds: When investing in mutual funds, one of the first decisions you'll need to make is choosing between a Regular Plan and a Direct Plan. While…

MITHUN SAMANTA June 18, 2025

Investment & Savings Mutual Fund

ELSS vs PPF: Which Tax Saving Investment is Right for You?

Introduction ELSS vs PPF Choosing between an Equity Linked Savings Scheme (ELSS) and a Public Provident Fund (PPF) is a pivotal decision when crafting a smart tax-saving strategy under Section…

MITHUN SAMANTA June 17, 2025

ETFs

ETF for Beginning Investors: Smart Passive Investing in India

ETF for Beginning Investors and Beyond: A Simple Guide to Smarter Investing Understanding the Buzz: What is an ETF? An Exchange Traded Fund (ETF) is like a hybrid between a…

MITHUN SAMANTA June 14, 2025

Mutual Fund

Can SWP Replace Traditional Pension Plans? A Smart Retirement Strategy You Shouldn’t Miss | SWP as a pension substitute

The Retirement Question: Where Will Your Monthly Income Come From? Have you ever thought that SWP as a pension substitute after your retirement? You’ve worked hard all your life. Now…

MITHUN SAMANTA June 13, 2025

Mutual Fund Investment & Savings

Debt Mutual Funds vs Equity Mutual Funds: Which is Better in 2025?

Debt Mutual Funds vs Equity Mutual Funds Choosing between debt and equity mutual funds in 2025 is no longer just about picking the safer or the more rewarding option—it's about…

MITHUN SAMANTA June 9, 2025

Mutual Fund

Which SIP is Best Suited for Me for a Period of 3 Years?

What’s the real question here? Best sip for 3 years? Or, When someone asks “Which SIP is best for 3 years?”, they’re not just asking for a fund name. They’re…

MITHUN SAMANTA June 6, 2025

Investment & Savings Mutual Fund

ETFs: Advantages & Disadvantages

ETFs: Advantages & Disadvantages Exchange-Traded Funds (ETFs) have become increasingly popular among investors for their unique blend of features that combines aspects of both mutual funds and individual stocks. Traded…

MITHUN SAMANTA June 2, 2025

Financial Literacy Mutual Fund Stock Market

Why I Chose Mutual Funds Over Direct Stocks: A Life-Changing Journey of a Middle-Class Dreamer

The Beginning: A Middle-Class Boy With Big Dreams Born into a middle-class family, I had one goal – to build a life better than the one I saw growing up.…

MITHUN SAMANTA June 1, 2025