financial literacy skills

What You Are Most Likely to Spend on After Retirement – Complete Guide for Smart retirement expenses after retirement

Key Takeaways Healthcare will dominate expenses. Medical costs rise with age and must be planned early. Daily living costs continue. Groceries, utilities, and household expenses remain part of your retirement…

MITHUN SAMANTA February 20, 2026

Smart Retirement and Pension Planning Fixed Deposit

Post Retirement Investment Planning: Safe Strategy Using Liquid, Hybrid & Mid Cap Funds

How to Plan Post Retirement Investment Without Taking Unnecessary Risk If you are already retired or standing at the retirement gate, one thing becomes very clear—you don’t want excitement, you…

MITHUN SAMANTA February 2, 2026

Financial Literacy Mutual Fund Smart Retirement and Pension Planning

Am I Future-Ready? Emotional future-ready Retirement Planning Reality Check at Age 50

There comes a silent moment in life—usually around age 50—when this question hits harder than any market crash or salary slip. “Am I future-ready?” Not future-rich.Not future-luxury.Just… future-ready. At 50,…

MITHUN SAMANTA February 1, 2026

Smart Retirement and Pension Planning Financial Literacy Mutual Fund

SWP Bucket Strategy for Retirement: Stress-Tested Till Age 95

First, a hard truth (important) With ₹22 lakh, it is NOT possible to fully fund 35 years of retirement alone with inflation-adjusted income unless: Withdrawal starts very small, and Equity…

MITHUN SAMANTA January 6, 2026

Financial Literacy Investment & Savings Mutual Fund

7 Habits That Will Make You Rich: Simple Daily Habits for Long-Term Financial Success

✅ Key Takeaways (Very Short & Clear) from this blog - 7 habits that will make you rich Save before you spend — Treat savings as your first priority, not…

MITHUN SAMANTA December 3, 2025

Financial Literacy Mutual Fund

The Great SIP Story: How Patience Turns Middle-Class Investors Into Wealth Creators

The Great SIP Story: How Ratan Babu Outsmarted the Market (and His Own Anxiety) Ratan Babu was your typical middle-class office warrior — expert at making Excel sheets, terrible at…

MITHUN SAMANTA November 30, 2025

Stock Market

StockEdge Premium Review 2025: The Smartest Investment Tool for Middle-Class Investors

StockEdge Premium Review: The Smarter Shortcut Every Middle-Class Investor Needs Today If you’ve ever stared at the stock market and whispered, “Bhai, yeh sab samajh kaise aata hai logon ko?”…

MITHUN SAMANTA November 18, 2025

$retirement math mistakes$

Financial Literacy Mutual Fund Smart Retirement and Pension Planning

Retirement Math Mistakes: How Small Errors Today Can Derail Your Future Plans

When it comes to planning for retirement, even tiny errors in your math today can cascade into massive shortfalls decades later. Many people assume retirement is just a numbers game…

MITHUN SAMANTA November 14, 2025

Financial Literacy Mutual Fund

How to Overcome Emotional Connection with the 7 5 3 1 Rule in Mutual Fund

💡 Key Takeaways 7 5 3 1 Rule in Mutual Fund is a behavioral framework that blends investment strategy with emotional discipline — helping investors stay focused during market ups…

MITHUN SAMANTA November 12, 2025

Mutual Fund

Why Nominee in Your Mutual Fund Is the Most Important Step to Protect Your Family in 2025

Key Takeaways Adding a nominee in your mutual fund is essential to ensure your family can easily access your investments without legal delays. SEBI’s 2025 nomination rules make it mandatory…

MITHUN SAMANTA November 8, 2025