Axis Bank My Zone Credit Card - Featutres and Benefits As A New Card Holder of 2024

Are you ready to transform your everyday expenses into rewarding experiences? Look no further than the Axis Bank My Zone credit card, a powerful financial companion that turns your daily purchases into a source of savings and entertainment. In this blog, we’ll take you on a journey through the fantastic world of benefits and discounts that this card has to offer.

Picture this: every time you swipe your Axis Bank My Zone credit card, you’re unlocking a world of discounts and rebates. Whether you’re shopping for groceries, dining out, or treating yourself to a little retail therapy, this card ensures that you get more value for your money. Say goodbye to those hefty bills and hello to smart spending.

But the perks don’t stop there. If you’re a movie buff, you’re in for a real treat. With this card in your wallet, you’ll enjoy incredible rebates on movie ticket purchases, making your cinematic adventures even more enjoyable.

Travel enthusiasts, we’ve got something special for you too! Axis Bank My Zone credit card grants you access to domestic airport lounges, letting you relax and recharge before your flights. Plus, there’s a fuel surcharge waiver to ease your road trips.

In this blog, we’ll delve deeper into each of these fantastic features, showing you how the Axis Bank My Zone credit card can enhance your lifestyle and make your everyday spending more rewarding than ever. So, let’s dive in and discover how this card can elevate your financial game!

Table of Contents

Main Key featuress of My Zone Credit Card By Axis Bank

Suitable for	Entertainment and Shopping
Joining Charges	0
Annual Charges	0
Axis Bank My Zone Credit Card Offers	4 EDGE rewards on each and every Rs. 200 spent
Axis Bank My Zone Credit Card Limit Penalty (Over Limit Penalty)	2.5% of the Overlimit Amount (Minimum Rs. 500)

Axis Bank My Zone Credit Card Benefits

Axis Bank My Zone credit card charge types and fees

Joining Fee	Rs. 500
Annual Fee	Rs. 500
Interest Rate	52.86%p.a.
Late Payment Charges	Less than Rs. 500:Nil From Rs. 501 to Rs. 5,000:Rs. 500 Between Rs. 5,001 and Rs. 10,000:Rs. 750 More than Rs. 10,000:Rs. 1,200

Axis Bank My Zone Credit Card Eligibility

Meet the following criteria and be eligible to apply for the axis bank My Zone Credit Card.

Age	18-70
Resident	Indian or NRI

Documents Required for axis bank my zone credit card:-

The required documents are-

ID Proof- Aadhaar, Passport, Driver’s license, PAN.
Address Proof- Electricity bill, Passport, Ration card, Landline bill.
Income Proof- Pay slip, ITR, Form 16

How Can One Apply?

To apply for this Credit Card, you need to go to the official portal of Axis Bank and fill out the online application form with all your required details.

Apart from this, you can also apply for a credit card offline. For this, you have to visit your nearest Axis Bank branch and submit the completed application form and scanned copies of the papers of the bank personnel.

Similar Credit Cards to My Zone Axis Bank Card:-

If you’re searching for alternative credit cards with similar features to this one, check out the cards listed in the table below-

Credit Card Name	Feature
SBI Simply CLICK Credit Card	Amazon/Apollo24X7/Book My Show/Cleartrip/Eazydiner/Lenskart/Netmeds reward points.
HDFC Millennia Credit Card	5%cashback on Amazon, Book My Show, and Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ,Uber, and Zomato.
HSBC Smart Value Credit Card	3X rewards on internet, eating, and telecom categories.
Standard Chartered Super Value Titanium Credit Card	For every Rs. 150 paid you will receive one reward point.

Other Axis Bank Credit Cards :-

Flipkart Axis Bank Credit Card	Axis Bank Privilege Credit Card
IndianOil Axis Bank Credit Card	Axis Bank Select Credit Card
Axis Bank MY Zone Credit Card	Axis Bank Neo Credit Card
Axis Bank Vistara Credit card	Axis Bank Reserve Credit Card
Axis Bank Magnus Credit Card	Axis Bank AURA Credit Card

FAQs

How to know more about my zone Axis credit card?

If you are keen to know more about this credit card and want to apply for this type of axis bank credit card then you are at the right place and now is the time to check some more info from the bank’s website from here.

What is the max cashback amount offered by Axis Bank My Zone Credit Card for movies?

The payback value on the My Zone Credit Card for movies is limited to Rs.1,000 per calendar year.

Can I get reward points if I make fuel transactions with My Zone Credit Card?

Unfortunately, this Credit Card does not grant any points for transactions made on fuel, EMI payments, and cinema tickets. However, the cardholders can obtain 1% fuel fee waiver where they can earn maximum relief of Rs.400 in every statement cycle. Fuel price waiver is applicable if you make transactions ranging from Rs.400 to Rs.4,000.

What’s the Axis Bank My Zone Credit Card’s foreign currency transaction fee?

Foreign currency transaction charge is 3.5% of the transaction value. Hence, it is not the best credit card for making foreign currency transactions. It incurs high costs.

What is the charge when I withdraw money from my Axis Bank My Zone Credit Card?

My Zone Credit Card Cardholders, can withdraw a specific amount of cash at any time; however, bank will impose a cash advance fee of 2.5% of the sum withdrawn using the credit card.

You can also read:-

11 Best No Annual Fee Credit Cards in India