MITHUN SAMANTA - Cash Babu

Understanding the Credit Card Loan: Definition, Process, and Benefits

Understanding the Credit Card Loan: A Comprehensive Introduction In today’s fast-paced and digitally driven financial landscape, credit cards have evolved far beyond their original purpose as tools for cashless transactions.…

MITHUN SAMANTA August 6, 2025

Smart Retirement Planning

Smart Retirement Planning with Mutual Fund SIP

Why Smart Retirement Planning Is No Longer Optional Retirement is no longer a phase you reach at 60 — it’s a financial goal that needs serious planning as early as…

MITHUN SAMANTA August 5, 2025

Mutual Fund

Rs.10000 SIP Investment : Overcome Fear and Build Wealth with Patience

Embarking on a financial journey can be daunting, especially for middle-class families striving to balance immediate needs with future aspirations. The fear of inadequate savings often looms large. However, embracing…

MITHUN SAMANTA August 1, 2025

Investment & Savings Mutual Fund

What are the Main Routes for Investing in Mutual Funds in India and What Benefits Does Each Offer?

Investing in Mutual Funds in India Investing in mutual funds has become an integral part of the modern Indian investor’s journey toward financial independence. The ability to diversify across sectors…

MITHUN SAMANTA August 1, 2025

Indian Index Funds

Top 10 Best Performing Index Funds in India (5-Year Review & Insights)

🐦 “The Tale of the Penny‑Pinching Parrot and the Ten Index‑Eggs” Once upon a brokerage account, there lived a parrot named Percy Penny‑Pincher. Percy was famously “stinzy”: he’d pinch every…

MITHUN SAMANTA July 30, 2025

Financial Literacy Mutual Fund

XIRR SIP Return Calculation: Guide to Accurate SIP Returns

XIRR SIP Return Calculation: A Comprehensive Guide Investors in Systematic Investment Plans (SIPs) often wonder how much they really earn, especially when investments are made irregularly. This is where XIRR…

MITHUN SAMANTA July 29, 2025

Investment & Savings Mutual Fund

Dividend vs Growth Mutual Funds: Navigating the Investment Landscape

Introduction: Dividend vs Growth Mutual Funds In the ever-evolving landscape of personal finance, mutual funds have become a cornerstone investment vehicle for millions of Indians. Their ability to offer professional…

MITHUN SAMANTA July 27, 2025

Credit Cards

Everything You Need to Know About Credit Card Appraisal: Process, Eligibility, and Benefits

Introduction: The Financial Power of Credit Card In today’s fast-paced financial world, Credit Card have become integral to our daily lives. Whether it’s purchasing the latest gadget online, booking a…

MITHUN SAMANTA July 20, 2025

Investment & Savings Mutual Fund

A Successful Mutual Fund Investment Story: Ananya’s Journey to Financial Freedom

Mutual Fund Investment Story: Ananya's Journey Meet Ananya, a 30-year-old school teacher from Bengaluru. Like many of us, she believed that saving money in a bank account was enough to…

MITHUN SAMANTA July 13, 2025

Investment & Savings Stock Market

The Role of Index Funds in Long-Term Growth: A Simple Guide for Smart Investors

In today’s ever-evolving financial world, investors are constantly searching for reliable, low-cost, and long-term investment options. Index funds have emerged as one of the most popular choices—especially for beginners and…

MITHUN SAMANTA July 7, 2025