MITHUN SAMANTA - Cash Babu

What Is the Best JIO BlackRock Mutual Fund in 2025? Complete Long-Term Guide for Retail Investors

✅ Key Takeaways The keyword What is the best JIO BlackRock Mutual Fund in 2025 is most relevant for long-term retail investors. Jio BlackRock Nifty 50 Index Fund is the…

MITHUN SAMANTA November 7, 2025

Smart Retirement and Pension Planning Financial Literacy Mutual Fund

Are You Truly Retirement Ready? Discover the “350x Rule” for a Secure Future

Key Takeaways from the Blog: Dhirendra Kumar’s 350x Rule: Multiply your monthly expense by 350 to estimate the ideal retirement corpus — a simple, practical benchmark for everyone. Being Retirement…

MITHUN SAMANTA November 7, 2025

Financial Literacy Mutual Fund

The 3 Stages of Compounding: How Time Turns Small Investments into Big Wealth

Understanding the Magic of Compounding Every middle-class earner dreams of financial freedom — but few truly understand the power of compounding. Compounding is not just about earning interest; it’s about…

MITHUN SAMANTA November 6, 2025

Smart Retirement and Pension Planning Financial Literacy Mutual Fund

How to Build a ₹2 Crore Retirement Corpus with Monthly SIP – Smart Investment Guide

Key Takeaways: Starting early reduces the required monthly SIP drastically for a ₹2 crore retirement goal. A 12% annual return needs smaller SIP amounts, but it comes with higher market…

MITHUN SAMANTA November 4, 2025

Smart Retirement and Pension Planning Mutual Fund

Don’t Forget Inflation: The Silent Wealth Killer in Retirement Planning

Key Takeaways Inflation is the real enemy — it silently erodes your purchasing power and can destroy unplanned retirement savings. The 80% rule (needing 80% of your pre-retirement income) is…

MITHUN SAMANTA November 4, 2025

Financial Literacy Mutual Fund

Beating Inflation India: How a 15% CAGR Small-Cap Mutual Fund Can Help

Key Takeaways: India’s inflation has averaged around 5–6% over the past decade, steadily eroding purchasing power. However, long-term investments in Mutual Fund small-cap schemes delivering around 15% CAGR can easily…

MITHUN SAMANTA November 3, 2025

Smart Retirement and Pension Planning

How to Calculate Your Retirement Corpus to Beat Inflation: Step-by-Step Guide

💡 Key Takeaway Inflation is the silent killer of your retirement dreams. That's why you should calculate your retirement corpus wisely.If you only plan based on today’s expenses, you’ll severely…

MITHUN SAMANTA November 2, 2025

Financial Literacy Mutual Fund

SIP Growth Calculator: How ₹10,000 Monthly SIP Grows at 15% Returns Over 10 to 30 Years

Have you ever wondered how your small monthly SIP turns into a big fortune over the years? Let’s find out how ₹10,000 monthly can grow when invested smartly — and…

MITHUN SAMANTA November 1, 2025

Mutual Fund Financial Literacy

7 Smart SIP Strategies to Stay Committed to Your Financial Goals

Investing in mutual funds through SIPs is not about chasing short-term profits; it’s about mastering the art of patience and discipline. The power of smart SIP strategies lies in their…

MITHUN SAMANTA October 31, 2025

Smart Retirement and Pension Planning Financial Literacy Mutual Fund

How to Create Your Retirement Goal at 45 and Retire Comfortably by 65 with Mutual Funds

Key Takeaway Table Parameter Value Current Age 45 years Retirement Age 65 years Current Monthly Expense ₹20,000 Inflation 5% Expense at Age 65 ₹53,066 Annual Expense After Retirement ₹6.37 lakh…

MITHUN SAMANTA October 30, 2025