Understanding Liquid Funds for Short-Term Investment in India Liquid funds are a type of debt mutual fund that invests in short-term money market instruments like treasury bills, commercial papers, and certificates of deposit. They are designed to provide investors with high liquidity and low risk, making them an ideal choice for short-term financial goals. Why […]
Understanding the Impact of Falling Interest Rates on Investments When interest rates decline, bond prices typically rise. This inverse relationship means that certain mutual funds, especially those focused on fixed income, can benefit significantly during such periods. For middle-class investors, understanding this dynamic is crucial to making informed investment decisions. Why Fixed Income Mutual Funds […]
Types of Mutual Fund Schemes A mutual fund scheme is an investment vehicle that pools money from multiple investors to invest in a diversified portfolio of stocks, bonds, or other securities. These funds are managed by professional fund managers. With a wide variety of schemes tailored to different financial goals and risk appetites, mutual funds […]
In today’s fast-paced world, wealth is often equated with financial prosperity. However, true wealth encompasses more than just monetary assets. According to a recent article by The Times of India, building real wealth involves investing in aspects of life that offer lasting value and fulfillment. Here are five habits that contribute to genuine wealth over […]
Why Financial Literacy for Young Adults After 18 Matters More Than Ever Turning 18 marks a major milestone.For middle-class families, it’s a moment of pride — and anxiety.Teaching financial literacy for young adults after 18 ensures they step into adulthood with power, not panic. Understanding the Importance of Financial Literacy for Adults Entering the Real […]
Mutual funds follow a diverse investment strategy to grow wealth while maintaining flexibility. TREPS (Treasury Bills Repurchase Agreement) is a low-risk option for short-term investors. It allows mutual funds to earn returns on idle cash while ensuring liquidity. Investing in TREPS helps funds manage money efficiently, reduce risks, and enhance overall performance. This analysis explores […]
Understanding SIP Investment Strategies for Long-Term Wealth Creation Systematic Investment Plans (SIPs) have become a cornerstone for middle-class Indians aiming for financial stability. By investing a fixed amount regularly, individuals can harness the power of compounding to build substantial wealth over time. But the question arises: is it better to invest Rs 5,000 monthly for […]
Why I Used to Hate Mutual Funds Back in 2009, I had a myth rooted deep in my mind—mutual funds give lesser returns than direct stocks. I was convinced that smart people pick stocks. Mutual funds are for those who can’t. But that illusion cost me 13 years of opportunity. This is the same year […]
Mutual fund app offers a convenient and accessible way for individuals to invest in a diversified portfolio of assets without the need for deep financial expertise. These apps simplify the investment process by allowing users to research, compare, and invest in various mutual funds directly from their smartphones. With features like real-time tracking, automated investment […]
Capital infusion refers to injecting additional funds into a mutual fund, typically from investors or sponsors. This influx of capital can significantly impact the mutual fund’s operations and performance. When a mutual fund receives new investments, it increases the total assets under management (AUM), enabling the fund manager to diversify holdings, take advantage of new […]
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