SIP - Cash Babu

Are Mutual Funds and SIPs the Same? A Middle-Class Guide to Smarter Investing

Are Mutual Funds and SIPs the Same? Let’s Begin the Emotional Journey Many middle-class families start investing with just one goal—a better future for their children. In that emotional rush,…

MITHUN SAMANTA April 25, 2025

Mutual Fund

What is the Ideal Investment Horizon for SIPs? A Middle-Class Guide to Wealth and Dreams

1. What is the Ideal Investment Horizon for SIPs? If you are someone from a middle-class background, dreaming of owning a home, giving your children quality education, or retiring peacefully—this…

MITHUN SAMANTA April 25, 2025

Mutual Fund

Can I Pause or Skip SIP Installments Without Losing My Financial Dreams?

1. Struggling to Pay SIP This Month? You're Not Alone In India, more than 8 crore SIP accounts were active as of 2024, with the average monthly contribution of ₹1,500–₹5,000.…

MITHUN SAMANTA April 24, 2025

Mutual Fund Investment & Savings

How to Set Up Auto-Debits for SIPs: A Simple Step Towards Financial Peace of Mind

Why This Topic Matters for Every Middle-Class Investor You aren’t just earning for today — you're building for tomorrow. The school fees, the home EMI, the family vacations — everything…

MITHUN SAMANTA April 24, 2025

Mutual Fund Investment & Savings

What are the Tax Implications of SIP Investments?

Why Every Middle-Class Indian Needs to Understand SIP Tax Rules If you’re part of India’s growing middle class, you know the dreams: your child’s education, owning a house, retiring with…

MITHUN SAMANTA April 22, 2025

Mutual Fund

How Much Should I Invest Monthly to Achieve My Financial Goals?

The Silent Worry Every Middle-Class Earner Has “Will I have enough for my child's education? What about retirement?” These questions haunt the average Indian middle-class family. Dreams are big, but…

MITHUN SAMANTA April 21, 2025

Mutual Fund

9 Brain Foods to Keep You Sane (and Rich) During 25 Years SIP for Growing Rich

Let’s be honest—starting a 25 years SIP for growing rich is like entering a marriage with the stock market. There’ll be ups, downs, crashes, corrections, and the occasional temptation to…

MITHUN SAMANTA April 19, 2025

Mutual Fund

How a ₹11000 Monthly SIP Can Make You Crorepati: The Middle-Class Route to Financial Freedom

Can a Middle-Class Person Really Become a Crorepati with SIP? Absolutely. The idea that a salaried, middle-class individual can become a crorepati through Systematic Investment Plans (SIPs) might sound too…

MITHUN SAMANTA April 19, 2025

Mutual Fund Investment & Savings

Why You’re Not Saving Enough: Avoid These 9 Costly Financial Mistakes

Why do middle-class people feel financially trapped? Despite earning decently, many middle-class families feel stuck. If you're wondering why you're not saving enough money each month, you're not alone. Often,…

MITHUN SAMANTA April 18, 2025

Mutual Fund Mutual Fund SIP Rules

💰 The Rule of 72 : A Simple Trick Every Middle-Class Family Must Know to Double Their Money

🏠 1. Why Every Middle-Class Family Needs to Know the Rule of 72 Being middle class means living with hope — hope to educate our children, buy a home, retire…

MITHUN SAMANTA April 18, 2025