Investment & Savings - Cash Babu | Personal Finance Blog

How to Set Up Auto-Debits for SIPs: A Simple Step Towards Financial Peace of Mind

Why This Topic Matters for Every Middle-Class Investor You aren’t just earning for today — you're building for tomorrow. The school fees, the home EMI, the family vacations — everything…

MITHUN SAMANTA April 24, 2025

Mutual Fund Investment & Savings

What are the Tax Implications of SIP Investments?

Why Every Middle-Class Indian Needs to Understand SIP Tax Rules If you’re part of India’s growing middle class, you know the dreams: your child’s education, owning a house, retiring with…

MITHUN SAMANTA April 22, 2025

Investment & Savings Mutual Fund

Benefits of Tax-Saving Mutual Funds in 2025

Tax-Saving mutual fund, also known as an Equity Linked Savings Scheme (ELSS), is a type of mutual fund that offers tax benefits under Section 80C of the Income Tax Act…

MITHUN SAMANTA April 22, 2025

Mutual Fund

How Much Should I Invest Monthly to Achieve My Financial Goals?

The Silent Worry Every Middle-Class Earner Has “Will I have enough for my child's education? What about retirement?” These questions haunt the average Indian middle-class family. Dreams are big, but…

MITHUN SAMANTA April 21, 2025

Mutual Fund

Am I Investing in the Right Mutual Funds for My Objectives?

Why This Question Matters to Every Middle-Class Family Life for the middle class isn't about luxuries—it's about security. That one family vacation, the kid’s education, the EMI, and the dream…

MITHUN SAMANTA April 20, 2025

Mutual Fund

9 Brain Foods to Keep You Sane (and Rich) During 25 Years SIP for Growing Rich

Let’s be honest—starting a 25 years SIP for growing rich is like entering a marriage with the stock market. There’ll be ups, downs, crashes, corrections, and the occasional temptation to…

MITHUN SAMANTA April 19, 2025

Mutual Fund

How a ₹11000 Monthly SIP Can Make You Crorepati: The Middle-Class Route to Financial Freedom

Can a Middle-Class Person Really Become a Crorepati with SIP? Absolutely. The idea that a salaried, middle-class individual can become a crorepati through Systematic Investment Plans (SIPs) might sound too…

MITHUN SAMANTA April 19, 2025

Mutual Fund Investment & Savings

Why You’re Not Saving Enough: Avoid These 9 Costly Financial Mistakes

Why do middle-class people feel financially trapped? Despite earning decently, many middle-class families feel stuck. If you're wondering why you're not saving enough money each month, you're not alone. Often,…

MITHUN SAMANTA April 18, 2025

Mutual Fund Mutual Fund SIP Rules

💰 The Rule of 72 : A Simple Trick Every Middle-Class Family Must Know to Double Their Money

🏠 1. Why Every Middle-Class Family Needs to Know the Rule of 72 Being middle class means living with hope — hope to educate our children, buy a home, retire…

MITHUN SAMANTA April 18, 2025

Mutual Fund

8 Financial Literacy Skills Every Student Should Learn for Long-Lasting SIP Stability

Why Do Financial Literacy Skills for Students Matter? Many middle-class families dream of seeing their children financially stress-free. But most students are never taught money basics. Financial literacy skills for…

MITHUN SAMANTA April 18, 2025