Financial Literacy

Why I Chose Mutual Funds Over Direct Stocks: A Life-Changing Journey of a Middle-Class Dreamer

The Beginning: A Middle-Class Boy With Big Dreams Born into a middle-class family, I had one goal – to build a life better than the one I saw growing up.…

MITHUN SAMANTA June 1, 2025

Financial Literacy

5 Habits That Build True Wealth Over Time

In today's fast-paced world, wealth is often equated with financial prosperity. However, true wealth encompasses more than just monetary assets. According to a recent article by The Times of India,…

MITHUN SAMANTA May 29, 2025

Financial Literacy

Teach Financial Literacy for Young Adults After 18: Secure Their Future

Why Financial Literacy for Young Adults After 18 Matters More Than Ever Turning 18 marks a major milestone.For middle-class families, it’s a moment of pride — and anxiety.Teaching financial literacy…

MITHUN SAMANTA May 28, 2025

Financial Literacy Mutual Fund

SIP Investment Strategy: Rs 5,000 for 30 Years vs Rs 25,000 for 16 Years – A Middle-Class Perspective

Understanding SIP Investment Strategies for Long-Term Wealth Creation Systematic Investment Plans (SIPs) have become a cornerstone for middle-class Indians aiming for financial stability. By investing a fixed amount regularly, individuals…

MITHUN SAMANTA May 23, 2025

Financial Literacy

10 Powerful Money Lessons Every Indian Middle-Class Parent Must Teach Their Children

Have you ever asked the question to yourself how 10 Powerful Money Lessons Every Indian Middle-Class Parent Must Teach their kids for financial freedom? Introduction Every rupee earned by a…

MITHUN SAMANTA May 16, 2025

Indian Index Funds Financial Literacy Mutual Fund

Funds with Low Expense Ratios: Your Shortcut to Bigger Wealth with Smaller Costs

Understanding Funds with Low Expense Ratios Have you ever felt like your investments aren’t growing the way they should?You save, you invest, but still—your corpus doesn’t look impressive.Let me share…

MITHUN SAMANTA May 13, 2025

Mutual Fund SIP Rules Financial Literacy Mutual Fund

Building a Solid Investment Portfolio: The Middle-Class Guide to Long-Term Wealth

Understanding the Importance of a Solid Investment Portfolio Why does every middle-class household dream of financial stability but still struggle to achieve it? Because we often save money but don’t…

MITHUN SAMANTA April 27, 2025